plaid-python

library43.0.0pypypi✓ verified 25d ago

Official Python client for the Plaid API (bank account linking, transactions, identity, income verification). Auto-generated from OpenAPI spec. Updated monthly, major versions contain breaking changes. Only supports the 2020-09-14 API version (no version selection in client — API version is fixed per SDK release).

payments http-networking auth-security

pip install plaid-python

github ↗package ↗homepage ↗

INSTALL

IMPORT

SIG · PLAID-PYTHON

plaid-python

paymentspythonv43.0.0

Install

8.3s avg

Import

369ms

Disk

83MB

Pass rate

10/ 10

Env Coverage10 / 10

glibc

3.9–3.13

musl

3.9–3.13

Install & Compatibility

Where this runs

tested against v43.0.0 · pip install

no network on importno background threads

Install × environment matrix

Each cell = how many times install + import succeeded across repeated harness runs. Partial = flaky.
glibc = Debian/Ubuntu slim · musl = Alpine Linux

musl

py 3.10–3.95 runs

installs and imports cleanly · install 0.0s · import 0.394s · 81.6MB

glibc

py 3.10–3.95 runs

installs and imports cleanly · install 8.3s · import 0.344s · 82MB

83MB installed

● package 83MB

Code

Verified usage

Verified import paths — ran on the pinned version, not inferred.

Configuration

✓ from plaid import Configuration

✗ import plaid

ApiClient

✓ from plaid import ApiClient

✗ import plaid

PlaidApi

✓ from plaid.api_client import PlaidApi

✗ from plaid.api import plaid_api

Plaid uses strongly-typed request/response models. Each endpoint has its own request model (e.g. TransactionsSyncRequest). Import the specific model for each call.

import plaid from plaid.api import plaid_api from plaid.model.transactions_sync_request import TransactionsSyncRequest import json configuration = plaid.Configuration( host=plaid.Environment.Sandbox, # or Production api_key={ 'clientId': 'your_client_id', 'secret': 'your_secret' } ) api_client = plaid.ApiClient(configuration) client = plaid_api.PlaidApi(api_client) # Sync transactions request = TransactionsSyncRequest(access_token='access-sandbox-...') response = client.transactions_sync(request) transactions = response.added # Error handling try: response = client.transactions_sync(request) except plaid.ApiException as e: error = json.loads(e.body) print(error['error_code']) # e.g. 'ITEM_LOGIN_REQUIRED'

Debug

Known issues

breakingv8.0.0 (August 2021) completely removed the old Client class and all previous import patterns. Any tutorial using 'from plaid import Client' or 'Client(client_id=..., secret=..., environment=...)' fails with ImportError.

fix

Use Configuration + ApiClient + PlaidApi pattern. See README for current quickstart.

affects: < 8.0.0

breakingplaid-python ships a major version (x.0.0) roughly monthly. Major versions may include breaking changes — new required fields, renamed parameters, or removed endpoints. Unpinned installs will auto-upgrade.

fix

Pin to a specific version in production: pip install plaid-python==38.3.0. Monitor changelog before upgrading major versions.

affects: all

breakingEach endpoint requires importing its specific request model. Passing a plain dict instead of the typed request object raises a TypeError. Old-style dict-based calls from pre-v8 tutorials do not work.

fix

Import the model for each endpoint: from plaid.model.transactions_sync_request import TransactionsSyncRequest, then pass an instance.

affects: >= 8.0.0

gotchaSandbox and Production have separate API secrets. The client_id is shared but the secret differs per environment. Using the wrong secret for an environment returns 401.

fix

Get environment-specific secrets from Plaid Dashboard > Team Settings > Keys. Store separately as PLAID_SECRET_SANDBOX and PLAID_SECRET_PRODUCTION.

affects: all

gotchaPlaid API responses are typed objects, not dicts. Code trying to access response['transactions'] fails with TypeError. Attributes are accessed as response.added, response.modified, etc.

fix

Access typed attributes: response.added for new transactions, response.next_cursor for pagination cursor, etc.

affects: >= 8.0.0

gotchaBeta product APIs (e.g. Assets, CRA) are subject to breaking changes without versioning, with 30 days notice. GA products are versioned but the SDK fixes to a single API version — there is no per-request API version override.

fix

Monitor Plaid changelog for beta product changes. For GA products, upgrade SDK major versions intentionally, not automatically.

affects: all

Upgrade

Version history

43.0.0latest on PyPI · released Aug 18, 2026

Audit

Dependencies

urllib3requiredHTTP client used internally.

Agent activity

43 hits · last 30 days

node

CCBot/2.0 (https://commoncrawl.o

Resources

githubhttps://github.com/plaid/plaid-python ↗

packagehttps://pypi.org/project/plaid-python/ ↗

homepagehttps://plaid.com ↗