YNAB MCP Server

Get, update, or refresh a high-level financial overview. This is the best starting point for any analysis, providing account balances, goals, and important context notes.

List all accounts for a given budget. Useful for getting account IDs for other tools.

Get detailed budget information for a single month, including age of money and total amounts budgeted, spent, and available. Call this to check the monthly budget's status before making changes.

List all categories, groups, and their budgeting details. Call this before managing budgeted amounts to see what's available and what's already been allocated.

List transactions for a specific account or an entire month. Use this to investigate spending patterns identified in the financial overview.

List all upcoming scheduled transactions. Useful for forecasting upcoming bills.

Assign a budgeted amount to a category or move money between categories. This is the primary tool for allocating funds. (Write operations disabled in read-only mode)

Create, update, or delete multiple transactions at once. More efficient than making single changes. (Write operations disabled in read-only mode)

Create, update, or delete a single scheduled (recurring) transaction. Use this to manage recurring bills or savings transfers. (Write operations disabled in read-only mode)

List all payees for a given budget. Good for finding payee IDs or identifying messy payee data that needs to be merged.

Merge multiple payee names into a single name. Use this to clean up payee data. (Write operations disabled in read-only mode)

Look up the name and details of a specific account, category, or payee by its ID. A utility for when you have an ID but need the full context.

Look up geographic locations associated with a payee.

List all available YNAB budgets (Not available in single-budget mode).